Montiva by Vida

What Montiva by Vida is and who builds it

Montiva by Vida is an off-plan apartment development by Emaar in Green Gate at Dubai Creek Harbour, Dubai. The available facts list one- and two-bedroom apartments. The starting price is AED 1,910,000, developer price list, checked 29 October 2026.

The project uses the Vida name and is presented by the developer as a contemporary residential scheme with shared leisure, sport and outdoor facilities. Listed amenities include Green Gate ParkPool, Central Plaza, landscaped links, multi-sport courts, lawn and barbecue areas, a football field, running track, skate park, retail and food-and-beverage space, and a climbing wall. We would check which facilities belong specifically to Montiva, which are district facilities, and whether access or service charges apply.

Emaar states a Q4 2029 handover target, developer-stated target, checked 29 October 2026. That is a target rather than a fixed promise, and construction or regulatory factors can move it. Buyers should read the sale and purchase agreement for the contractual completion date, any permitted extension, termination rights and the treatment of late delivery.

Non-UAE nationals can own in Dubai's designated freehold areas under Dubai Law 7 of 2006. Before paying, confirm the exact plot's tenure and project registration in the DLD's Dubai REST app rather than relying only on sales material.

What does the registered Dubai data say about the area?

The supplied registered data is market-wide rather than specific to Green Gate or Montiva. Dubai recorded 135,561 sales, DLD registered sales, H1 2026. That indicates substantial activity across the emirate, but it does not establish demand, resale liquidity or achievable rent for this project.

We cannot make a responsible price-per-square-foot comparison for Montiva because verified unit sizes and unit-level prices are not provided. We also do not have registered Green Gate medians, rents, yields or resale evidence in the supplied data. Ask for the exact unit area and total price, then compare that unit with recent DLD registrations for the same building or the closest genuinely comparable Creek Harbour projects.

Developer asking prices are not registered transaction evidence. Incentives, floor, outlook, layout, payment timing and service charges can materially affect value. Dubai's broad median should therefore be treated as context, not as evidence that a particular Montiva unit is cheap or expensive.

How does the 80/20 payment plan work at the starting price?

The stated structure is an 80/20 plan. At the AED 1,910,000 starting price, developer price list, checked 29 October 2026, AED 1,528,000 is due during construction and AED 382,000 is due on handover. The detailed instalment dates and percentages are not supplied, so buyers should obtain the signed payment schedule before reserving.

1. During construction: AED 1,528,000, calculated as AED 1,910,000 multiplied by 80%.
2. At handover: AED 382,000, calculated as AED 1,910,000 multiplied by 20%.
3. DLD or Oqood charge: AED 76,400 at 4% of the off-plan price, based on the stated DLD Oqood charge.
4. Apartment administration fee: AED 580, DLD administration fee guidance.

On that basis, the worked acquisition amount before any other charges is AED 1,986,980. This adds the starting price, the stated 4% registration charge and the apartment administration fee. It excludes any reservation fee treatment, trustee charges, conveyancing, mortgage costs, valuation, insurance, service charges, utility deposits and the approximate Oqood-to-title conversion fee because their application or final amounts must be confirmed.

The supplied guidance says Oqood is paid once, with no second 4% charge at handover. It also describes conversion to title deed at handover as about AED 830, but confidence in that figure is low. Confirm the current amount and procedure directly with the DLD before budgeting.

Off-plan mortgage lending is capped at 50%, CBUAE guidance. Availability still depends on the bank, project eligibility, valuation, income and credit assessment. Do not assume the handover balance will automatically be financed.

Unit mix, sizes and current prices

The supplied unit mix contains one- and two-bedroom apartments. Although broader descriptive material refers to another bedroom category, it is not present in the verified project facts used for this page, so we do not present it as available.

• Property type: apartments.
• Bedrooms: one and two.
• Starting price: AED 1,910,000, developer price list, checked 29 October 2026.
• Handover target: Q4 2029, developer-stated target, checked 29 October 2026.
• Payment plan: 80% during construction and 20% on handover.

Verified unit sizes, floor plans, floor premiums, outlook premiums, balcony areas, parking allocation, service-charge estimates and a complete availability list are not included in the supplied facts. Confirm each of these with the developer and reconcile them with the reservation form and sale and purchase agreement.

The starting price does not mean every one-bedroom apartment costs the same. Ask for a unit-specific quotation showing the unit number, internal and external area, total price, price per square foot, payment dates and all mandatory fees. Without those details, comparisons between Montiva and completed homes are incomplete.

Who it suits and what to check before you reserve

Montiva may suit a buyer who wants an Emaar project in Dubai Creek Harbour, prefers an apartment with district amenities and can carry most of the purchase price before completion. It may be less suitable if you need immediate occupation, require a completed-home inspection, depend on high mortgage leverage or need established rent and service-charge records before deciding.

Before transferring a reservation payment, we would complete these checks:

• Project registration: locate the project in the DLD's Dubai REST app and match its official name, developer, status and RERA project number to the paperwork.
• Escrow: Dubai Law 8 of 2007 requires off-plan payments to enter a RERA-approved escrow account. Verify the account through the project record and ensure the payment instructions match it.
• Developer and contract: review Emaar's record for delivery and after-sales matters relevant to comparable projects, then read the sale and purchase agreement rather than relying on a brochure.
• Unit facts: confirm area, plan, floor, orientation, parking, specifications, permitted changes and whether the outlook could be affected by future plots.
• Costs: obtain written confirmation of registration, administration, service charges, utility connection, handover and title conversion costs.
• Broker verification: a Dubai broker needs a RERA broker card and the agency needs an ORN. Both can be checked through DLD channels. Sofia Sands Realty is registered as RERA 41793.

The UAE levies no annual property tax and no capital gains tax on individuals, UAE Federal Tax Authority guidance and UAE tax framework, checked 29 October 2026. Residential property sales are exempt from VAT, while the first supply of a new home within three years of completion is zero-rated. Personal tax circumstances can differ, particularly for residents of other jurisdictions, so obtain appropriate advice.

A property route to the ten-year Golden Visa requires property worth at least AED 2 million on the DLD valuation, ICP and DLD guidance, 2026. The starting price is below that threshold by AED 90,000, so do not assume the lowest-priced unit qualifies. Valuation and immigration eligibility must be confirmed with the relevant authorities.

Buyers deal direct with Sofia Sands, with no agency fee on our own instructions. We still recommend independent legal review where the contract, funding structure or buyer's circumstances warrant it.

Highlights

• Montiva by Vida is an Emaar off-plan apartment project in Green Gate at Dubai Creek Harbour.
• Prices start at AED 1,910,000, developer price list, checked 29 October 2026.
• At the starting price, AED 1,528,000 is due during construction and AED 382,000 at handover.
• The Q4 2029 handover is a developer-stated target and can move.
• Verify the unit, DLD project registration, RERA-approved escrow account and complete fee schedule before paying.

Payment plan

1. 1
   During Construction80% of total price (AED 1,528,000)
2. 2
   On Handover20% of total price (AED 382,000)

Developer payment plans are set per launch; we confirm the current schedule and any post-handover option in writing before you reserve.

Amenities

• Green Gate ParkPool
• Central Plaza
• Landscaped Links
• Multi-Sport Courts
• Lawn & BBQ Areas
• Football Field
• Running Track
• Skate Park
• Retail / F&B
• Climbing Wall
• View All Amenities

Sources, dated

• developer price list, checked 2026-10-29
• DLD open data, Sept 2026
• DLD / RERA
• CBUAE
• ICP / DLD; 2026 guides
• UAE Federal Tax Authority VAT guidance; UAE tax framework, checked 29 Oct 2026